Blogs - Page 1

If you’re thinking about bankruptcy, you’re probably trying to answer one simple question: will this actually help, or will it create a new set of problems?

Financial stress can affect more than your budget. It can also spill into your sleep, focus, mood, decision-making, and overall health. According to research from the Financial Health Network, 4 in 10 Americans report high or moderate stress from their finances.

Getting laid off can feel like the floor just dropped out from under you overnight. One moment can suddenly change your income, your routine, and your plans for the next few months.

If you are getting a tax refund this year, you might be wondering what to do with it. Should you save it, use it to pay down debt, or split it between both? You are not alone in weighing these options. Around 43% of people say they plan to save or invest their tax refund, according to a recent Experian survey, while others plan to use it to pay down debt.

The right choice depends on your current financial situation, especially your savings.

An 800 credit score is possible, but it usually doesn’t happen overnight. It is less about a single trick and more about doing several simple things well over time.

If you owe the IRS more than you can pay this year, don’t panic. Read on for possible solutions if you can’t pay your taxes.

If you owe the IRS, the first thing to know is that settling tax debt is possible in some cases, but it is not automatic and it is not the only option.

If you have extra money each month, you may be wondering whether to put that money toward debt or investing. Both options can improve your financial future, but the better choice depends on the type of debt you have, how expensive it is, and what your overall financial situation looks like.

If you have a credit card, you may be wondering how much of the limit you should actually use. The short answer is this: using too much of your available credit can hurt your score, even if you are making payments on time.