Jordan Semprevivo Blogs - Page 7

Disclaimer: ClearOne Advantage does not offer tax advice. Please consult with your accountant or tax professional for advice regarding your specific tax situation.

If you want to receive your tax refund as soon as possible, file your tax return at the first available opportunity. This year, that opportunity comes about later than usual.

Whether multiple credit cards will help you or land you in debt depends solely on how you manage them. If you have out-of-control credit card debt, having more than one credit card is a bad idea because available credit may be a temptation you cannot resist. On the other hand, if you are never tempted to use your credit card inappropriately, having multiple credit cards can offer some advantages.

Sometimes, a card balance transfer from one credit card to another credit card makes good financial sense, but sometimes it doesn't. If you wonder if a balance transfer credit will fit your needs and save you money, here is what you need to know about this potential debt relief method.

Most Americans have 4 credit cards and the average balance on credit cards is a little bit over $6,000. While many people can manage their credit card debt, some find it difficult and end up stressing over how they are going to repay their debt.

Thankfully, there are many solutions available to help people overcome their debt. ClearOne Advantage can help you come up with the best way to get out of debt fast, no matter how much debt you have accumulated.

If the amount of debt you owe is spiraling out of control, you should reach out to a certified debt specialist from ClearOne Advantage who will assess your personal information and your finances and give you realistic and viable options for a debt-free life.

The important thing to remember is that you want to pay down debt as quickly as possible to avoid additional interest fees which can cause your credit card debt to get even further out of control. Even a large amount of debt can be dealt with in a timely manner, if you choose the correct option.

Managing credit cards can be upsetting, but if you’ve been struggling to only make minimum payments and don’t know how to get out of debt, read on for some tips on how to get started.

Every January, throngs of New Year’s Resolutioners swarm gyms and physical fitness facilities across the nation. Doesn't it make sense to pay as much attention to your financial fitness as you do to working off that extra weight and getting healthier?

Are you one of the many wondering why you haven’t received your $600 second stimulus payment yet? With a tight deadline of January 15, the Internal Revenue Service (IRS) ran into more glitches than they did with the first stimulus check.

Constant worry and chronic stress can have a significant negative impact on physical and mental wellbeing. According to WebMD, if you're constantly under stress, you can develop physical symptoms such as headaches, hypertension, chest pain, and insomnia,  as well as mental symptoms such as depression, panic attacks, or anxiety.

With the COVID-19 global pandemic showing few signs of slowing down any time soon, the financial crisis it has caused for many Americans is in full swing.

If you are one of the millions of people who start each New Year with some new resolutions, this may be the perfect year to make some specific to your financial health.

Money management has always been about keeping track of incomes and expenses. Although still viable, manual spreadsheets and the pen-and-notebook approach are no longer optimal ways of maintaining a budget in the age of the smartphone.